Tripod: Money Columns: Wendy J. Cholbi

<body bgcolor="#99CC99" link="#0000FF" vlink="#663399" background="../../../work/archive/img/www_subdomain/columnistbg.gif"> <table border="0" cellpadding="0" cellspacing="0"> <tr> <td valign="TOP" align="CENTER" width="178">  <table border="0" cellpadding="0" cellspacing="0" width="170"> <tr> <td align="LEFT" valign="TOP" width="100%"> <a href="../../../www_subdomain/adm/imagemap/logo-map.html"><img src="../../../img/nav/www_subdomain/logo.gif" alt="Tripod Map" border="0" height="58" width="170" ismap></a></td> </tr> <tr> <td align="LEFT" valign="TOP" width="100%"> <a href="../../../www_subdomain/adm/imagemap/universal-map.html"><img src="../../../img/nav/www_subdomain/universal.gif" alt="Member Services Map" width="170" height="45" border="0" ismap></a></td> </tr> <tr> <td align="LEFT" valign="TOP" width="100%"> <a href="../../../www_subdomain/adm/imagemap/zones-map.html"><img src="../../../img/nav/www_subdomain/zones.gif" alt="Zone Map" width="170" height="69" border="0" ismap></a></td> </tr> <tr> <td align="LEFT" valign="TOP" width="100%"> <a href="../../../www_subdomain/adm/imagemap/pods-map.html"><img src="../../../img/nav/www_subdomain/pods.gif" alt="Pod Map" width="170" height="18" border="0" ismap></a></td> </tr> <tr> <td align="CENTER" valign="TOP" width="170" bgcolor="#999966"> <form name="pod_list"> <select name="pod_name" onchange="self.top.podRedirect(this.options[this.selectedIndex].value);"> <option value="">What's Your Interest?</option> <option value="Activism">Activism</option> <option value="Animation%20Central">Animation & Cartoons</option> <option value="Crafty">Arts & Crafts</option> <option value="Beer%20Lovers">Beer</option> <option value="BookTalk">Books/Reading</option> <option value="Carburetor%20Junction">Cars</option> <option value="TechBits">Computers</option> <option value="Mac%20Computing">Computers (Macintosh)</option> <option value="PC%20User">Computers (PC)</option> <option value="Cooking%20Capers">Cooking</option> <option value="Education">Education</option> <option value="Mod">Fashion & Style</option> <option value="Freebies">Freebies</option> <option value="Gamesta'">Games</option> <option value="Genealogy">Genealogy</option> <option value="Holiday">Holidays</option> <option value="Alternative%20Health">Holistic Medicine</option> <option value="Funny%20Bone">Humor</option> <option value="Film%20Buffs">Movies</option> <option value="Alt.Music">Music (Alternative)</option> <option value="Musicology">Music (General)</option> <option value="Critters">Pets</option> <option value="Photography">Photography</option> <option value="Christian%20Fellowship">Religion (Christianity)</option> <option value="Stone%20Circle">Religion (Earth)</option> <option value="Romantic">Romance</option> <option value="Natural%20Science">Science (Natural)</option> <option value="Science%20Fiction">Science Fiction</option> <option value="Smallbiz">Small Business</option> <option value="Spirituality">Spirituality</option> <option value="Extreme%20Sports">Sports (Extreme)</option> <option value="Sports%20Fans">Sports (General)</option> <option value="Sweet%20Tooth">Sweet Confections</option> <option value="TV%20Lounge">Television</option> <option value="Second-Hand">Thrift</option> <option value="Travel">Travel</option> <option value="PageSlave">Web Design</option> <option value="X-Squared">Women's Issues</option> <option value="Writers'%20Block">Writing</option> <option value="Zine">Zines</option> </select> </form> </td> </tr> </table>  </td> <td valign="TOP"><base target="_top"> <basefont size="3"> <form name="navbar"> <table border="0" cellpadding="1" cellspacing="0" align="RIGHT"> <tr> <td valign="MIDDLE" align="MIDDLE"> <a href="../../../www_subdomain/work_money.html" target="_top"></a></td> <td valign="MIDDLE" align="MIDDLE"> <a href="../../../www_subdomain/work_money/index-html/anchor_toc.html" target="_top"></a></td> <td valign="TOP" align="RIGHT"> <select name="pod_name" onchange="self.top.podRedirect(this.options[this.selectedIndex].value)"> <option value="">Related Pods</option> <option value="Freebies">Freebies</option> <option value="MacComputing">Mac Computing</option> <option value="PC%20User">PC User</option> <option value="Second-Hand">Second-Hand</option> <option value="Smallbiz">SmallBiz</option> <option value="Travel">Travel</option> </select></td> </tr> </table> </form> <br clear="ALL"> <p> <table cellpadding="5"> <tr><td width="180" valign="TOP"> <p> <center></center><p> <center><font size="+2" face="geneva, arial" color="#990000"><b>MONEY COLUMNS</b><br> by Wendy J. Cholbi</font></center> <p> <b>Other Money Columnists:</b><p> <a href="../../../www_subdomain/money/archive/hoff.html">Al "Girl Reporter" Hoff</a><br> <a href="/">Beth Kobliner</a><br> <a href="/">Ken Kurson</a><br> <a href="/">Ted Rall</a><br> <a href="../../../www_subdomain/money/taxbytes.html">Eva Rosenberg</a><br> <a href="/">Randy Williams</a><br> <p> </td> <td valign="top"> <p><br><p> <p> <font size="+1"><b>Wendy J. Cholbi</b> is a writer who lives with her husband, a philosopher, in Charlottesville, Virginia. Although lacking a comprehensive business wardrobe, she is the editor of three financial publications (<b><tt>Monthly Market Report</tt></b>, <b><tt>Bank Investor</tt></b>, and <b><tt>Strategic Adviser</tt></b>) for SNL Securities.<br><br> Cholbi's straightforward and personable writing style puts a friendly face on her areas of expertise  the notoriously thorny subjects of banking, credit, loans, savings, and budgeting. Wendy's columns are both good and good for you.<br><br> </font> <p> <hr> <p> <b><a href="/">Applying for Credit Cards: How to Become a Smart Credit Consumer</a></b><br> How to read the fine print in all of those tempting come-ons you've been receiving in the mail  a little research can ensure that you're getting the best deal and not just being taken for a high-interest hayride to hell. <font size="-1">Published June 16, 1997.</font><p> <b><a href="/">Managing Credit Cards: Russian Roulette or Common Sense?</a></b><br> The awesome buying power contained in a new credit card can be a powerful tool for managing your purchases and payments  or it can also be a one-way ticket to debtor purgatory. Cholbi helps you choose the right path. <font size="-1">Published June 16, 1997.</font><p> <b><a href="/">Surviving Credit Card Problems: Real World Solutions</a></b><br> Got in over your head? Never fear  Wendy's here, with some time-tested techniques for breaking free of your gold and platimum shackles and getting back on the road to solvency. <font size="-1">Published June 16, 1997.</font><p> <b><a href="../../../www_subdomain/money/columns/cholbi/970922trad.html">Saving for the Future, Part One</a></b><br> Savings tips for those with traditional, employer-sponsored retirement plans. <font size="-1">Published September 22, 1997.</font><p> <b><a href="../../../www_subdomain/money/columns/cholbi/970922trad.html">Saving for the Future, Part Two</a></b><br> Do-It-Yourself Retirement Plans for freelancers, job-hoppers, and the self-employed. <font size="-1">Published September 22, 1997.</font><p> <b><a href="../../../www_subdomain/money/columns/cholbi/971013fees.html">Smart About Surcharges</a></b><br> Financial institutions are waging war on their customers will outrageously high baking fees  here's how you can fight back. <font size="-1">Published October 13, 1997.</font><p> <b><a href="../../../www_subdomain/money/columns/cholbi/971103car.html">Automobiles  Buying vs. Leasing</a></b><br> See why our finance expert considers an auto lease to be the freeway to farvegnugen for some  and the highway to hell for others. <font size="-1">Published November 3, 1997.</font><p> <b><a href="../../../www_subdomain/money/columns/cholbi/971103house.html">Real Estate  Buying vs. Renting</a></b><br> Wendy makes such a strong argument for purchasing a home that renters may develop a case of "equity envy." <font size="-1">Published November 3, 1997.</font><p> <b><a href="../../../www_subdomain/money/columns/loan.html">The Tripod Guide to Borrowing</a></b><br> Been considering taking out a loan? Read this three-part series first and learn everything you ned to know before signing on the dotted line. <font size="-1">Published November 24, 1997.</font><p> <b>Wendy J. Cholbi: <a href="../../../www_subdomain/money/columns/year_end/971215.html">New Year's Financial Resolutions</a></b><br> Wendy Cholbi has some New Year's resolutions for you to live by so that things don't get out of hand next time around. <font size="-1">Published December 22, 1997.</font><p> </td> </tr></table> <p><p> <form method="POST" action="../../../www_subdomain/bin/search/pursuit.html"> <table border="0" cellpadding="1" cellspacing="0" align="RIGHT"> <tr> <td valign="MIDDLE" align="MIDDLE"> <a href="../../../www_subdomain/work_money.html" target="_top"></a></td> <td valign="MIDDLE" align="MIDDLE"> <a href="../../../www_subdomain/work_money/index-html/anchor_toc.html" target="_top"></a></td> <td valign="TOP" align="RIGHT"> <select name="pod_name" onchange="self.top.podRedirect(this.options[this.selectedIndex].value)"> <option value="">Related Pods</option> <option value="Freebies">Freebies</option> <option value="MacComputing">Mac Computing</option> <option value="Second-Hand">Second-Hand</option> <option value="Smallbiz">SmallBiz</option> <option value="Travel">Travel</option> </select></td> </tr> </table> <br clear="ALL"><br> <table border="0" cellpadding="1" cellspacing="0" align="RIGHT"> <tr> <td valign="MIDDLE" align="RIGHT"> <nobr><img src="../../../img/www_subdomain/lycos_power.gif" border="0" alt="Lycos Powered" height="15" width="91"> <select name="cat"> <option value="tripod_www" selected>Search the Tripod Web Site <option value="tripod">Search Tripod Member Pages <option value="lycos">Search the Web</select></nobr></td> </tr> <tr> <td valign="MIDDLE" align="RIGHT"> <nobr><input type="text" size="20" name="query"> <input type="submit" value="Search"></nobr></td> </tr> </table> </form> <br clear="ALL"> </td> </tr> </table> </body>