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<td valign="TOP"><base target="_top"><h3>Welcome to the Land of Negative Cashflow</h3>");
newWin.document.write("With a monthly income of $" + form.income.value + " and monthly expenses of $" + form.expenses.value);
newWin.document.write( ", you\'re spending more than you\'re earning. $" + debtsum + " more, to be exact. <br>");
if(form.luxsum.value >= debtsum)
{newWin.document.write("Your monthly expenses on luxuries and pocket money are contributing to your current situation. Maybe it\'s time to think about a personal fiscal austerity program?");
}
else if (form.luxsum.value > 0)
{newWin.document.write("You might be able to help your financial situation by cutting down on luxuries and pocket money... but you\'ll still be going into debt. Perhaps you should think about getting another job.");}
else
{newWin.document.write("Since you\'re already living a pretty austere existence there aren\'t too many places to save money. Have you considered selling a kidney?")}
newWin.document.write( "<p>Here are some links that might be useful to you.");
newWin.document.write(" Not-so-obvious tips to help you save a little bit of money here and there. ");
newWin.document.write("<p>The Dollar Stretcher: Useful and well-written weekly columns on how to save significant amounts of money in all situations.");
newWin.document.write("<p>Debt Counselors of America: This organization may be able to help if you\'re in real trouble.");
newWin.document.write("<p><a href="../../../www_subdomain/money/interviews/951013dacyzyn.html">This Tripod Interview</a> with Amy Dacyzyn, the editor of the \"Tightwad Gazette\", may provide some useful information.");
newWin.document.write("<p><a href="../../../www_subdomain/money/interviews/951103rhode.html">Another Tripod Interview</a>, with Stephen Rhode, about getting into and out of debt.");
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