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You can open your own SFNB Basic Checking Account through Tripod's Satellite Branch with an initial deposit as low as $100. You get unlimited check writing capabilities with no monthly fees -- and your first 200 checks are absolutely free*! Such a deal!
- No minimum balance
- No monthly fees
- 200 free paper checks*
- 20 electronic payments and 10 ATM cash withdrawals, free each statement cycle
- Minimum Initial Deposit: $100.00
All the convenience of Basic Checking, and:
- Unlimited electronic bill payments for only $4.25
- Earn interest on your funds!
Are you wondering where the money went? You mean you forgot about that round of drinks "for the house" you bought last night? With SFNB's Visa Credit Card, you'll have updated bank and credit card information at your fingertips. Instantly know where you're blowing your dough by viewing your transactions and running integrated spending reports on SFNB credit card and bank account data. Trust us -- it's cooler than it sounds! Take our word for it, or check out this demo!
- Make payments instantly by transferring funds from your SFNB checking account -- or schedule payments for a future date
- No annual fee for the card as long as you use it at least six times a year
- View charges that will show up on your next statement, or view transaction details for your current credit card bill. Run reports that combine this info with ATM, paper check, and electronic bill payment transactions
- Earn SecureMiles towards free travel and lodging for every dollar you spend!
- Access to over 12 million merchant locations in 247 countries!
- Access to cash from more than 250,000 Visa ATMs
- Extended Warranty Protection, Travel and Emergency Assistance and Auto Rental Insurance (SFNB Visa Gold Card only)
- No fee for SFNB's SecureMiles during your first year on the program
- No fee for first three cash withdrawals using convenience checks
Earn Free Travel! For the dollars you spend with your SFNB Visa, you'll earn SecureMiles towards rental cars, hotel rooms and air travel on any airline in the U.S. or abroad. In fact, you'll automatically earn 3,000 SecureMiles by using your card the first time. Check out the complete details and start planning that romantic weekend getaway in Walla-Walla!
Benefit from a competitive interestr rate on your savings. No monthly fee with SFNB's low minimum balance requirement.
ATM Usage
You will receive either an ATM card or a Visa Check Card when you open your account (contingent upon approval). SFNB allows 10 free cash withdrawals per statement cycle for customers. Additional withdrawals are $1.00 each. Any point of purchase transactions made with your ATM or debit card are processed at no charge. Nice!
Bill Payments
Kick back and let someone else do the dirty work for you by taking advantage of SFNB's convenient bill payment service. During each statement cycle, you can electronically request 20 bill payments free of charge. Additional payments will be charged to your account at a mere pittance of $.50 each.
Overdrafts and Stop Payment Fees
Overdraft protection is available for the SFNB Internet Checking accounts. SFNB charges $25.00 per returned check. Stop payments on checks are also $25.00 -- but NSF (non-sufficient funds) notifications and stop payments (deletions) on automatic bill payments are not charged to your account.
* Subsequent check orders must be paid for by customers. Prices vary according to check style. Canceled check images are available online for 90 days after clearing date. Canceled checks are securely stored by SFNB and not returned with your monthly statement.
Tripod members can reap the benefits of SFNB's Internet Money Market Account. Attractive yields and transaction allowances make this the perfect savings instrument for many customers. Earn interest on your funds then transfer* to your SFNB checking when it's time to pay bills.
Money Market Account Features:
- $2,500 Minimum required to open account
- No Fees if balance of $2,500 is maintained **
- 6 withdrawals* allowed per statement cycle
* Withdrawals limited to total of 6 per month via ATM, transfer or check; maximum three checks per statement cycle. ** You must deposit $2,500.00 to open this account. You must maintain a minimum monthly balance of $2,500.00 in the account each month to obtain the disclosed annual percentage yield. A minimum balance fee will be imposed every statement cycle if the balance falls below $2,500.00 on any given day during that statement period. The "average monthly balance" is calculated by adding the principal in the account each day and dividing that figure by the number of days in the period.
SFNB Money Market Average Annual Monthly Percentage Monthly Balance Yield Fee** --- --- --- $0 to $2,499 0.00 % $ 9.95 $2,500 to $9,999 3.50 % $ 0.00 $10,000 to $24,999 4.50 % $ 0.00 $25,000 or greater 5.50 % $ 0.00
Now Available Online!
The Tripod SFNB Satellite is pleased to introduce high yield CDs. And we don't mean long-playing Compact Discs -- we're talking Certificates of Deposit. Because the electronic bank operates with more efficient costs than a traditional bank, SFNB can offer a very attractive rate of return on your investment. In keeping with the binary spirit of the Internet, all CDs will be issued without certificates. If you prefer to receive a paper certificate, please contact an SFNB Customer Service representative at 1-800-SFNB-321.
Annual Percentage Yields*
The following yields (effective 11/26/96 - 12/2/96) apply to all CDs received in SFNB's office within the dates posted above.** Current yields will be posted weekly.
Annual Percentage Term Yield --- --- 6 Months 5.90% 1 Year 6.00% 2 Years 6.10%*Minimum Deposit $1,500.00. Penalties for early withdrawal: 90 days interest on 6 month CD, 180 days interest on the 1 and 2 year CDs. **Funds and signed application must be received in Pineville, KY office within three business days of ending effective date and postmarked within the period posted above.
What are you waiting for? Get the SFNB Account of Your Choice Now!
Questions? Call 1-800-SFNB-321 or send e-mail to SFNB Support. SFNB Customer Service is available to assist you 24 hours a day, 7 days a week.
Copyright ©1995, 1996 Security First Network Bank and Tripod, Inc. All rights reserved.
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